Payment Solution for Low and High Risk Industries

The all-in-one Cardinity payment system is perfect for various businesses and individual activities.

Supported High-Risk Activities

The following high-risk business activities are allowed to use Cardinity services.

Other Supported Industries

Here is the list of industries and activities that can apply for the Cardinity merchant account. If your business is not on the list, feel free to contact us directly, and we will tell you whether your business can be accepted.

  • Accessories
  • Arts, crafts, and collectibles
  • Baby and children products
  • Beauty and fragrances
  • Booking and reservations
  • Books and magazines
  • Building materials and tools
  • Clothing and shoes
  • Computers, accessories, and services
  • Content subscriptions
  • Electronics
  • Entertainment
  • Food and drinks
  • Gardening goods
  • Gift cards and coupons
  • Goods subscriptions
  • Home appliances
  • Household supplies
  • Licensed online pharmacies
  • Marketing and advertising
  • Memberships
  • Online courses and tutoring
  • Pet supplies
  • Photography and video
  • SaaS
  • Service subscriptions
  • Software development
  • Stationery
  • Taxi and transportation services
  • Writing and blogging
  • and others

Prohibited Businesses

The Prohibited Business List is compiled in accordance with the requirements of card associations. Business activities mentioned below are associated with a large number of scams and a high risk of chargebacks. Thus, they are not allowed to use Cardinity.

  • Cannabis
  • Child abuse imagery
  • Child pornography
  • Collection agencies
  • Counterfeit products and replicas
  • Credit repair
  • Cryptocurrencies and tokens
  • Cyber lockers
  • Drugs and drug paraphernalia
  • E-Cigarettes
  • ESTA, Immigration/Visa application
  • Extended warranties
  • Fake academic papers
  • Fake prestiges/credentials
  • Files sharing and storage
  • Fireworks
  • Get Rich schemes
  • Government loans
  • Hacking and cracking materials
  • HCG weight loss products
  • Human organs
  • Illegal substances and products
  • In-game items
  • Jail breaker equipment and software
  • Loan modification
  • Medical consultation
  • Medical marijuana
  • Merchants involved with bestiality, rape, violence, or incest
  • Payday lenders
  • Penny auctions
  • PPI claims
  • Precious metals and materials
  • Stamps and coins
  • Steroids
  • Telemarketing companies
  • Ticket brokers
  • Time share
  • Unauthorized copyright media
  • Unlicensed IPTV
  • Unlicensed lottery
  • Weapons

Start Accepting Payments

Sign up today to start accepting credit and debit card payments on your e-commerce website.