Everything About Payment Processing

Yes, we do provide authorization and capture. There are two types of credit card/payment capture:

• Manual capture:
  1. After authorization the cardholder’s funds are reserved in his bank account for up to 14 days.
  2. Within this time frame you should either charge the money (‘settle’) or return them back to the cardholder (‘void’).
  3. After the funds are deducted from the cardholder’s bank account, they are transferred to your merchant account, and the transaction is completed.
• Automatic capture:
  1. After the order is submitted, the capture and authorization happen automatically in one step.
  2. After the customer’s card is verified, the payment goes straight to your merchant account.
  3. It is possible to return the money to the cardholder only by issuing a refund.